High Rate: Citizens Access.12 APY, 5,000 minimum balance amount Citizens Access is the online division of diy tiny christmas gifts Citizens Bank.
It has a 0 annual fee along with a welcome offer that can slice a chunk off your next vacation budget: Earn 30K bonus points when you spend 3,000 in purchases in the first 3 months thats a 300 cash redemption value.Interest rates are only increasing online: traditional brick and mortar banks continue to pay very low rates.But in many cases, credit cards that dont charge annual fees offer better long-term value than those that.On hsbc Directs secure website, member fdic.While youll only need a penny to open the account, youll need to maintain an average daily balance of 2,500 per statement cycle.Editorial Note: Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.We really like the options that CIT Bank has put in place to earn this high APY.
The good news (aside from the high APY) is that Vio Bank doesnt charge a monthly maintenance fee.
The Hilton Honors American Express Card, for example, has a 0 annual fee, and it offers a welcome bonus: Earn 75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make 1,000 in eligible purchases within the.
More: Full review of the Wells Fargo Propel American Express Card.A 0 APR period for both purchases and balance transfers.NerdWallet adheres to strict standards of editorial integrity to help you make decisions with confidence.The Barclays website has a good look and feel.Balance Transfers do not earn cash back 0 Intro APR on Balance Transfers for 18 months.Try not to carry a balance on this card.
That's 600 towards travel!